Housing Opportunity Resource Guide

The Housing Opportunity Resource Guide was created to help prospective buyers identify the many housing programs available in New Jersey. A valuable tool for buyers and agents, this guide is available free of charge.

Whether you are in the market for a new residence in New Jersey or just checking out your options, this guide lists those local, state and federal housing assistance programs, as well as those nonprofit and private entities that also specialize in housing.

This guide is a great tool for agents to provide to prospective buyers as it includes the contact and background information for numerous programs that provide mortgage and financing aid, rental and other forms of assistance.

Hard copies of the guide are currently being reprinted and are no longer available for order.  However, the guide is available online. Access online version through the state, federal and private headings below.

NJAR^® does not in any way endorse or recommend any of the agencies, groups, or other entities included in this booklet; or any of their programs or policies; and expressly disclaims any liability for the foregoing.

(Please select a heading to go to that specific topic)

State Affordable Housing Assistance
NJ Department of Community Affairs (NJDCA)
Housing Production and Community Development Element
NJ Housing and Mortgage Finance Agency (NJHMFA)
NJ Council on Affordable Housing

Federal Affordable Housing Assistance
U.S. Department of Housing and Urban Development (HUD)
HUD Single Family Housing Programs
U.S. Department of Veterans Affairs
U.S. Department of Agriculture

Private Sector Housing Assistance
Fannie Mae
Freddie Mac
The Housing and Community Development Network of NJ
NJ Habitat for Humanity